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Rethink How You Use Your Health Savings Account

When it comes to saving for retirement, many savvy investors contribute to an Individual Retirement Account (IRA) and a 401(k) or 403(b) account. But did you know that a Health Savings Account (HSA) can be considered part of your overall retirement portfolio? An HSA is a savings account that can be used for out-of-pocket medical,…

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How Low Interest Rates Affect Your Money

Following the coronavirus pandemic, the Federal Reserve expects to maintain low interest rates for the foreseeable future. The Fed’s decisions affect nearly everyone because of one fact: It impacts consumers’ cost to borrow money. For example, when interest rates rise, the interest expense on variable rate debt balances generally rises. Low interest rates can be…

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Tips & Checklists for Your Move Out-of-State – Don’t Leave Home Without It

Moving into a new home takes a tremendous amount of time, energy and, if done right, planning. I can speak firsthand to this as I recently moved from the east coast to the west coast within the last month. Baltimore, Maryland to San Jose, California to be exact. This wasn’t my first out-of-state move but…

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Savings Advice I’d Give To My 20-Something-Year-Old-Self

Experiencing financial freedom after graduating from college is liberating but what you do with that first paycheck will pave the way for your financial future. Believe it or not, creating smart savings habits starts while you’re young. Sure, it feels nice to wine and dine every night of the week but how do you think…

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