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Developing (and Sticking to) a Realistic Monthly Budget

Do you have trouble keeping track of your monthly spending? You’re not alone. In fact, two-thirds of Americans don’t know how much they really spent last month.1 And while developing a personalized budget is important, having the self-discipline to stick to the plan is crucial to achieving long-term savings success. Fortunately, there are plenty of…

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Tips & Checklists for Your Move Out-of-State – Don’t Leave Home Without It

Moving into a new home, especially out of state, takes a tremendous amount of time, energy and, if done right, planning. The following provides a checklist of items that may prove useful as you begin your moving adventure. What Kind of Mover Are You? First, let’s establish how involved you want to be in the…

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Break the Cycle of Takeout and Save

We all love to treat ourselves to a good meal. However, for many Americans, going out to dinner or ordering takeout is a weekly or bi-weekly event. And while there’s nothing wrong with treating yourself, the reality is that approximately 60% of Americans report having $1,000 or less in their savings accounts.1 That’s very little…

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How Low Interest Rates Affect Your Money

Following the coronavirus pandemic, the Federal Reserve expects to maintain low interest rates for the foreseeable future. The Fed’s decisions affect nearly everyone because of one fact: It impacts consumers’ cost to borrow money. For example, when interest rates rise, the interest expense on variable rate debt balances generally rises. Low interest rates can be…

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