Read our quarterly newsletter for the latest on the market as well as everyday tips on investing and saving for retirement to make smarter financial decisions.
At Jemma Financial, we strive to simplify the financial markets and investing strategies for our clients and their families. In the spring edition of FINANCIAL WISDOM, you’ll find a market update, an infographic on what it takes to buy a home, ways to make a big impact on a child’s future, and the whys and hows of updating a will. Click here to download the PDF. ➤
Every year, many people set goals to improve their finances. We address these resolutions in our Winter Newsletter by providing a timely financial checklist with 2023 and 2024 contribution limits. We also provide a few important things to know when enrolling in Medicare. Click here to download the PDF. ➤
Autumn is a season of change. This year, let it serve as a reminder to review any major changes in your life that could impact your overall financial plan. We hope you enjoy our Fall issue of Financial Wisdom. In it, find a market and economic update and articles on how life events could affect taxes, workplace retirement plan advantages, and funding rising health-care costs. Click here to download the PDF. ➤
While many summertime occasions, like barbecuing with family and friends, are impromptu, others are thoroughly planned. The same goes for spending and investing habits. Our Summer Newsletter covers some topics worth planning for including unexpected retirement expenses, protection of uninsured cash by the FDIC (previously an afterthought prior to 2023), and some tax-savvy withdrawal tips post-retirement. Click here to download the PDF. ➤
Spring ushers in new beginnings and a fresh start. Take this time to get financially organized by reading the Spring edition of FINANCIAL WISDOM. Click here to download the PDF. ➤
Setting attainable goals at the beginning of the year is valuable in tracking progress and enhancing overall financial wellbeing. In the Winter edition of FINANCIAL WISDOM, we cover our Market Update, common misconceptions about Social Security, long-term care and how it can impact retirement savings, and 2023 retirement plan contribution limits. Click here to download the PDF. ➤
As we enter the fall season and close out a volatile market in 2022, it’s important for employees to remain focused on their retirement goals and have a long-term perspective. In the Fall edition of FINANCIAL WISDOM, we cover our quarterly Market Update, what to know if you inherit an IRA, and I bonds, among other topics. Click here to download the PDF. ➤
With summer heating up, so are many Americans’ vacation plans. A reprieve from closely following the markets may be ideal given the volatility lately. In the Summer edition of FINANCIAL WISDOM, we review the stock and bond markets over the first half of 2022, as well discuss smart financial moves to make in a market decline. Click here to download the PDF. ➤
Take this time to conduct a financial “spring cleaning” to get financially organized and to help get on the right track for financial success. In the Spring edition of FINANCIAL WISDOM, we discuss the stock market and economy over the first quarter and saving for a child’s college education, among other topics. Click here to download the PDF. ➤
The start of a new year serves as a reminder to get financially organized. In the Winter edition of FINANCIAL WISDOM, we cover different ways to improve your finances in the new year. Click here to download the PDF. ➤
Autumn is a season of change, with the cooler weather and changing leaves. If it’s a season of change in your life due to retirement, a new job, divorce or a new marriage, it often affects your financial plans. In the Fall edition of FINANCIAL WISDOM, we cover topics such as how the U.S. economy remains strong, an introduction to cryptocurrency, and the benefits of consolidating retirement accounts. Click here to download the PDF. ➤
Whether changes have been precipitated by personal or financial circumstances, many Americans are rethinking what they do for a living, where they live, who they live with, and what they want to do with their money. In the Summer edition of FINANCIAL WISDOM, we give you a market update, the financial impact of a “gray divorce”, and tips and benefits for making charitable contributions among other helpful topics. Click here to download the PDF. ➤
Our goal at Jemma Financial is to help you and your family make the most of your money in an ever-changing world. In the Spring edition of FINANCIAL WISDOM, we explore several money tips and answer questions such as what’s driving the positive market performance and the continued improvement in the economy. Click here to download the PDF. ➤
While January is National Financial Wellness Month, Jemma Financial wants you to better understand issues that impact your financial well-being all year long. In the Winter edition of FINANCIAL WISDOM, we help you stay on the path of meeting your investment goals with a recap of the markets’ 2020 activity, the importance of portfolio diversification, and other topics. Click here to download the PDF. ➤
To say the year 2020 has been an eventful one is an understatement. For many, 2021 will be a welcomed turning of the calendar. As we enter the last months of the year, we hope you are able to focus on what’s most important to you. In the Fall edition of FINANCIAL WISDOM, we keep you informed on the markets and other financial trends. Click here to download the PDF. ➤
While it’s been a different kind of summer in many ways, some things remain the same, including meeting your financial goals. In the Summer edition of FINANCIAL WISDOM, we address those needs. Click here to download the PDF. ➤
While maintaining good health is everyone’s #1 priority, the importance of financial health has taken on a new meaning during these challenging times. In the Spring 2020 edition of FINANCIAL WISDOM, we address your financial health, provide insight on the current economic environment, what happens when you miss out on a few good days in the market and how to cope with daily volatility, among other topics. Click here to download the PDF. ➤
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Schwab is a registered broker-dealer, and is not affiliated with Jemma Financial Services or any advisor(s) whose name(s) appear(s) on this website. Jemma Financial Services is/are independently owned and operated. [Schwab neither endorses nor recommends {Name(s) of Investment Management Firm(s)}, unless you have been referred to us through the Schwab Advisor Network®. (This bracketed language is for use by Schwab Advisor Network members only.)] Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of any advisor. Schwab has agreements with “Name(s) of Firm(s)” under which Schwab provides Jemma Financial Services with services related to your account. Schwab does not review the Jemma Financial Services website(s), and makes no representation regarding information contained in the Jemma Financial Services website, which should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.
IMPORTANT NOTICE
You are now leaving the Jemma Investment Advisors, LLC Website and will be entering the Charles Schwab & Co., Inc. ("Schwab") Website. Schwab is a registered broker-dealer, and is not affiliated with Jemma Investment Advisors, LLC, or any advisor(s) whose name(s) appears on this Website. Jemma Investment Advisors, LLC is independently owned and operated. Schwab neither endorses nor recommends Jemma Investment Advisors, LLC. Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of any advisor. Schwab has agreements with Jemma Investment Advisors, LLC under which Schwab provides Jemma Investment Advisors, LLC with services related to your account. Schwab does not review the Jemma Investment Advisors, LLC Website, and makes no representation regarding the content of the Website. The information contained in the Jemma Investment Advisors, LLC Website should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.
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