Education

Education is one of the most important investments you can make in life. Whether your goal is to pay off your student loans, help cover the costs of a child’s college education, or save so that you can go back to school yourself, Jemma Financial can help you get started.

Sending a Child to College

College education has the potential to provide greater opportunities for your children or grandchildren. It also increases the chances of earning a competitive salary as an adult. Education can be considered an “investment” that pays dividends over the long term.

However, the cost of a college education continues to rise. According to the College Board, the cost of tuition and fees for the 2015-2016 school year averaged $9,410 for state residents and $23,893 for out-of-state residents attending public colleges, while tuition and fees averaged $32,405 for private colleges.

But don’t let the costs of a college education scare you. Many people pay for college through a combination of savings, financial aid, scholarships, loans and current income. While the earlier you start investing for college the better, it’s never too late to start because every dollar counts. Whether your child is six months or 16 years old, begin planning today. At Jemma Financial, we can help you implement a college savings plan that works for your unique situation.

Let’s talk. Click here to get started.

Saving to Go Back to School

In today’s rapidly changing world, refining professional skills and adding to your expertise and credentials has never been more important. As women we understand that whether it’s for ourselves or our family, education has always been a critical component of success and achievement in life.

Investing in your own personal growth is key. Whether you are taking it to the next level professionally, starting a new business, or changing your career path, at Jemma Financial we can help you create an education savings plan that works for you.

Let’s talk. Click here to get started.

Managing Student Loan Debt

These days, with college costs rising faster than inflation, you could be looking at student debt in the tens of thousands of dollars – or even more. Although education is likely one of the best investments you will ever make for yourself over the long term, this hefty repayment can impact your financial flexibility greatly.

Fortunately, by following a few simple money management techniques, you may be able to gain financial freedom at a much younger age than you thought possible. At Jemma Financial, we can help you evaluate the available options you have to help manage and pay down your student loan debt.

Let’s talk. Click here to get started.