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Four Factors to Consider When Selecting Target Date Funds

Part of the plan governance process for employer sponsored plans is selecting and monitoring a suitable target date fund series for your plan participants. Target date funds are known for their simple automated approach and dynamic asset allocation. In fact, approximately $1.8 trillion is invested in target date funds1 and 98% of 401(k) plans have…

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Did You File Your MarylandSaves Exemption?

You may know that employers who already offer a qualified employer-sponsored retirement plan are not required to enroll in MarylandSaves. However, each business is still required to certify their exemption. Employers must certify their exemption using their State Department of Assessments and Taxation (SDAT) number and Access Code. If you do not have an Access…

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Cybersecurity and Retirement Plans – What Businesses Need to Know

At the end of 2021, U.S. retirement assets (outside of Social Security) totaled slightly over $40 trillion.1 With significant assets potentially at risk, protection against unwanted data breaches is necessary. The Department of Labor (DOL) has begun focusing on the cybersecurity practices of service providers responsible for plan-related data. Since the DOL views cybersecurity as…

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Three Quick Retirement Facts

Below are three retirement facts we thought you would find interesting: A recent survey revealed that just under half of workers feel they are very likely to meet their retirement goals, which is fewer than last year. On average, workers think they need $1.7 million saved for retirement.1 Companies are recognizing that their employees have…

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