Part of the plan governance process for employer sponsored plans is selecting and monitoring a suitable target date fund series for your plan participants. Target date funds are known for their simple automated approach and dynamic asset allocation. In fact, approximately $1.8 trillion is invested in target date funds1 and 98% of 401(k) plans have…
You may know that employers who already offer a qualified employer-sponsored retirement plan are not required to enroll in MarylandSaves. However, each business is still required to certify their exemption. Employers must certify their exemption using their State Department of Assessments and Taxation (SDAT) number and Access Code. If you do not have an Access…
At the end of 2021, U.S. retirement assets (outside of Social Security) totaled slightly over $40 trillion.1 With significant assets potentially at risk, protection against unwanted data breaches is necessary. The Department of Labor (DOL) has begun focusing on the cybersecurity practices of service providers responsible for plan-related data. Since the DOL views cybersecurity as…
Below are three retirement facts we thought you would find interesting: A recent survey revealed that just under half of workers feel they are very likely to meet their retirement goals, which is fewer than last year. On average, workers think they need $1.7 million saved for retirement.1 Companies are recognizing that their employees have…
Need assistance? Call 855.662.2121 or email info@jemmafinancial.com
Important Notice
You are now leaving the Jemma Financial Services website and will be entering the Charles Schwab & Co., Inc. (“Schwab”) website.
Schwab is a registered broker-dealer, and is not affiliated with Jemma Financial Services or any advisor(s) whose name(s) appear(s) on this website. Jemma Financial Services is/are independently owned and operated. [Schwab neither endorses nor recommends {Name(s) of Investment Management Firm(s)}, unless you have been referred to us through the Schwab Advisor Network®. (This bracketed language is for use by Schwab Advisor Network members only.)] Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of any advisor. Schwab has agreements with “Name(s) of Firm(s)” under which Schwab provides Jemma Financial Services with services related to your account. Schwab does not review the Jemma Financial Services website(s), and makes no representation regarding information contained in the Jemma Financial Services website, which should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.