In a recent survey, nearly 90% of jobseekers considered a 401(k) plan a must-have benefit.1 Defined contribution plans, such as 401(k) and 403(b) plans, have become an important vehicle for retirement savings for many people because of their numerous advantages: It’s an easy and consistent way to save because contributions are automatically deducted from your…
Part of the plan governance process for employer sponsored plans is selecting and monitoring a suitable target date fund series for your plan participants. Target date funds are known for their simple automated approach and dynamic asset allocation. In fact, approximately $1.8 trillion is invested in target date funds1 and 98% of 401(k) plans have…
You may know that employers who already offer a qualified employer-sponsored retirement plan are not required to enroll in MarylandSaves. However, each business is still required to certify their exemption. Employers must certify their exemption using their State Department of Assessments and Taxation (SDAT) number and Access Code. If you do not have an Access…
At the end of 2021, U.S. retirement assets (outside of Social Security) totaled slightly over $40 trillion.1 With significant assets potentially at risk, protection against unwanted data breaches is necessary. The Department of Labor (DOL) has begun focusing on the cybersecurity practices of service providers responsible for plan-related data. Since the DOL views cybersecurity as…
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IMPORTANT NOTICE
You are now leaving the Jemma Investment Advisors, LLC Website and will be entering the Charles Schwab & Co., Inc. ("Schwab") Website. Schwab is a registered broker-dealer, and is not affiliated with Jemma Investment Advisors, LLC, or any advisor(s) whose name(s) appears on this Website. Jemma Investment Advisors, LLC is independently owned and operated. Schwab neither endorses nor recommends Jemma Investment Advisors, LLC. Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of any advisor. Schwab has agreements with Jemma Investment Advisors, LLC under which Schwab provides Jemma Investment Advisors, LLC with services related to your account. Schwab does not review the Jemma Investment Advisors, LLC Website, and makes no representation regarding the content of the Website. The information contained in the Jemma Investment Advisors, LLC Website should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.
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