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Three Quick Retirement Facts

Below are three retirement facts we thought you would find interesting: Participants who consistently invested between 2010 and 2019 accumulated sizable 401(k) plan account balances. At the end of 2019, 33% had more than $200,000 in their 401(k) plan accounts at their current employers.1 Three out of four participants want advice about how much they…

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S&P 500 Has Best Month Since 2020

Listen to a quick, 3-minute summary on July’s market and economic news from Jemma Financial. Katharine E.W. Dudley, AIF®

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Smart Money Decisions When Markets Decline

Many investors wonder what actions they could take when the market is down—but many only think of getting out of the market during a decline. While it may be difficult to see a decline in your account balance, in the short run, there are some actions to consider during this time that could put your…

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Roth IRA Conversions: A Smart Tax Move in 2022?

Benefits of a Roth IRA Conversion Tax-free growth and withdrawals. When withdrawals from a Roth IRA are taken after 59 ½, they are free from Federal income taxes as long as the account has been open for five years or longer. You can also withdraw money penalty-free for a first-time home purchase or college expenses….

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