Advisory Services

To provide your employees with a broad range of diversified investment choices, Jemma helps you select investments for your retirement plan and provides ongoing periodic monitoring, including:

• Plan reviews
• Asset allocation studies
• Manager search and selection
• Investment monitoring

Fiduciary Services

Plan governance is the administrative oversight that ensures your plan is operating in compliance through the establishment of procedures, processes and proper documentation that pertain to your plan. The following services are considered industry best practices to help you meet numerous regulatory requirements:

• Developing an investment policy statement and performing ongoing reviews
• Recordkeeper and administrative selection
• Plan expenses and product fee benchmarking
• Qualified default investment alternative (QDIA) selection
• Fiduciary training for committee members

Employee Education

Often participants have many questions about saving and investing for retirement. We’re here for you with ongoing employee education so your employees can confidently prepare for retirement. We provide:

• One-on-one consultations with participants
• Group seminars to discuss important retirement-related topics

Jemma Financial can provide advisory services as either a:

3(21) Investment Advisor
We can act in a “co-fiduciary” capacity, providing recommendations for the investment lineup, leaving the final decision up to the employer.

3(38) Investment Manager
We select and monitor the investment lineup, with full discretion to make changes, as needed.

Jemma Financial Services is a member firm of the National Association of Plan Advisors.