Six Lessons For Young Workers When your child or grandchild lands their first real job, there’s a lot to celebrate: a paycheck, independence, and the beginning of adulthood. There’s one more thing that may quietly shape their financial future more than almost anything else they do in their 20s: Their 401(k) retirement account. For many…
Retirement is a major milestone and brings a new set of financial decisions. After years of hard work and saving for the future, the focus shifts in retirement to supporting your lifestyle over time. While every situation is different, here are three common missteps that can create challenges if not carefully considered. Claiming Social Security…
Every year brings an opportunity to increase your retirement savings. Here are the 2025 and 2026 Cost-of-Living Adjustments to Retirement Account Limitations: CONTRIBUTION LIMITS 2026 2025 401(k) & 403(b) Elective Deferrals $24,500 $23,500 401(k) & 403(b) Catch-up Elective Deferrals for 50+ $8,000 $7,500 401(k) & 403(b) “Super” Catch-up Elective Deferrals for 60-63 $3,250 $3,750…
In a recent survey, nearly 90% of jobseekers considered a 401(k) plan a must-have benefit.1 Defined contribution plans, such as 401(k) and 403(b) plans, have become an important vehicle for retirement savings for many people because of their numerous advantages: It’s an easy and consistent way to save because contributions are automatically deducted from your…
Need assistance? Call 855.662.2121 or email info@jemmafinancial.com
Important Notice
You are now leaving the Jemma Financial Services website and will be entering the Charles Schwab & Co., Inc. (“Schwab”) website.
Schwab is a registered broker-dealer, and is not affiliated with Jemma Financial Services or any advisor(s) whose name(s) appear(s) on this website. Jemma Financial Services is/are independently owned and operated. [Schwab neither endorses nor recommends {Name(s) of Investment Management Firm(s)}, unless you have been referred to us through the Schwab Advisor Network®. (This bracketed language is for use by Schwab Advisor Network members only.)] Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of any advisor. Schwab has agreements with “Name(s) of Firm(s)” under which Schwab provides Jemma Financial Services with services related to your account. Schwab does not review the Jemma Financial Services website(s), and makes no representation regarding information contained in the Jemma Financial Services website, which should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.
IMPORTANT NOTICE
You are now leaving the Jemma Investment Advisors, LLC Website and will be entering the Charles Schwab & Co., Inc. ("Schwab") Website. Schwab is a registered broker-dealer, and is not affiliated with Jemma Investment Advisors, LLC, or any advisor(s) whose name(s) appears on this Website. Jemma Investment Advisors, LLC is independently owned and operated. Schwab neither endorses nor recommends Jemma Investment Advisors, LLC. Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of any advisor. Schwab has agreements with Jemma Investment Advisors, LLC under which Schwab provides Jemma Investment Advisors, LLC with services related to your account. Schwab does not review the Jemma Investment Advisors, LLC Website, and makes no representation regarding the content of the Website. The information contained in the Jemma Investment Advisors, LLC Website should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.
This will close in 0 seconds