Knowledge is power. We empower our clients.

Get Started Now

What is Term Life Insurance?

The function of life insurance is to replace your income for your dependent family members in the event of your death. There are two common types of life insurance: Term life insurance and whole life insurance. Term life is sold for a defined period—5, 10, 15, 20 or 30 years—and is chosen to coincide with…

Read More >

What is Whole Life Insurance?

The function of life insurance is to replace income for dependent family members after your death. There are two common types of life insurance: Term life insurance and whole life insurance. Whole life is permanent insurance and is more expensive than term life because it has a cash value and the death benefit is guaranteed….

Read More >

What is Market Capitalization?

Market capitalization (frequently shortened to market cap) represents the value of all of a company’s equity and is calculated by taking the number of shares outstanding and multiplying it by the current share price of a public company. For example, a company that has 10 million shares that sell for $100 each would have a…

Read More >

What is an Annuity?

An annuity is an insurance product that pays out a fixed sum of money in specified increments for a predetermined period of time, beginning either immediately or at some point in the future, often with the purpose of providing a steady stream of income during retirement. There are several types of annuities that offer varying…

Read More >

Get Started. Learn More.

Required Field
Required Field
Log In to Your Existing Account Get Started Now

Need assistance? Call 855.662.2121 or email info@jemmafinancial.com

You are now leaving Jemma Financial

Yes, I would like to leave No, I would like to stay

Important Notice

You are now leaving the Jemma Financial Services website and will be entering the Charles Schwab & Co., Inc. (“Schwab”) website.

Schwab is a registered broker-dealer, and is not affiliated with Jemma Financial Services or any advisor(s) whose name(s) appear(s) on this website. Jemma Financial Services is/are independently owned and operated. [Schwab neither endorses nor recommends {Name(s) of Investment Management Firm(s)}, unless you have been referred to us through the Schwab Advisor Network®. (This bracketed language is for use by Schwab Advisor Network members only.)] Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of any advisor. Schwab has agreements with “Name(s) of Firm(s)” under which Schwab provides Jemma Financial Services with services related to your account. Schwab does not review the Jemma Financial Services website(s), and makes no representation regarding information contained in the Jemma Financial Services website, which should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.