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What is the Morningstar Style Box?

A desire to help investors choose funds based on what they really own – instead of on what funds call themselves, how they classify themselves, or how they’ve performed recently – was precisely what inspired Morningstar to develop its Investment Style Box in the early 1990s. The Style Box provides a quick visual summary of…

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What is a Concentrated Position?

A concentrated, or single stock, position occurs when an investor owns shares of a stock that represents a large percentage of their overall portfolio. Usually, a stock that comprises more than 10% of a portfolio is considered an “overweight” or concentrated position and should be carefully reviewed to maintain diversification. Similarly, a portfolio that holds…

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What is an IPO?

An Initial Public Offering, or “IPO,” refers to the process when shares of a private company are first sold to the public. It is often called “going public.” Many companies – large and small – decide to go public and offer investors a portion of the ownership of their company by selling shares of stock….

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What is Term Life Insurance?

The function of life insurance is to replace your income for your dependent family members in the event of your death. There are two common types of life insurance: Term life insurance and whole life insurance. Term life is sold for a defined period—5, 10, 15, 20 or 30 years—and is chosen to coincide with…

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You are now leaving the Jemma Investment Advisors, LLC Website and will be entering the Charles Schwab & Co., Inc. ("Schwab") Website. Schwab is a registered broker-dealer, and is not affiliated with Jemma Investment Advisors, LLC, or any advisor(s) whose name(s) appears on this Website. Jemma Investment Advisors, LLC is independently owned and operated. Schwab neither endorses nor recommends Jemma Investment Advisors, LLC. Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of any advisor. Schwab has agreements with Jemma Investment Advisors, LLC under which Schwab provides Jemma Investment Advisors, LLC with services related to your account. Schwab does not review the Jemma Investment Advisors, LLC Website, and makes no representation regarding the content of the Website. The information contained in the Jemma Investment Advisors, LLC Website should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.

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