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You Just Got a Raise: Do You Pay Off Debt or Invest?

Many of us know it’s important to invest both for retirement and pay down debt. We know that earlier is better when it comes to investing but high-interest debt can constrain your ability to invest. So, when that hard-earned raise or unexpected bonus lands in your bank account, what’s the financially responsible thing to do?…

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teen-job-bakery

Parents and Grandparents: Reward Your Teen’s Hard Work

When your child or grandchild imagines how they’ll spend the paycheck from their first job, investing might not top the list. Yet, setting aside money early to buy a house, pay for education or even retirement later can be beneficial as it allows for more time for that investment to grow. Reward your teen’s hard…

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The Benefits of Dollar-Cost Averaging

 Markets can be volatile. When stock prices rise, thrill and excitement can climb as well with the anticipation of accumulating more wealth. During these times, many investors buy more shares, often at higher prices. However, when prices fall, uneasiness may arise. Unfortunately, many investors often sell at lows, rather than riding out a weak period…

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Financial and Technical Data Analysis Graph

Despite Short-Term Setbacks, Markets are Resilient Over the Long Term

Markets can be volatile. Consider what happened in March 2020 over the global coronavirus outbreak. It only took 22 trading days for the S&P 500 to fall 30% from its February record high.1 This downturn was the fastest decline in market history. Often, we have found that these declines have reversed course naturally and, generally,…

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You are now leaving the Jemma Investment Advisors, LLC Website and will be entering the Charles Schwab & Co., Inc. ("Schwab") Website. Schwab is a registered broker-dealer, and is not affiliated with Jemma Investment Advisors, LLC, or any advisor(s) whose name(s) appears on this Website. Jemma Investment Advisors, LLC is independently owned and operated. Schwab neither endorses nor recommends Jemma Investment Advisors, LLC. Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of any advisor. Schwab has agreements with Jemma Investment Advisors, LLC under which Schwab provides Jemma Investment Advisors, LLC with services related to your account. Schwab does not review the Jemma Investment Advisors, LLC Website, and makes no representation regarding the content of the Website. The information contained in the Jemma Investment Advisors, LLC Website should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.

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