The function of life insurance is to replace income for dependent family members after your death. There are two common types of life insurance: Term life insurance and whole life insurance. Whole life is permanent insurance and is more expensive than term life because it has a cash value and the death benefit is guaranteed….
Market capitalization (frequently shortened to market cap) represents the value of all of a company’s equity and is calculated by taking the number of shares outstanding and multiplying it by the current share price of a public company. For example, a company that has 10 million shares that sell for $100 each would have a…
An annuity is an insurance product that pays out a fixed sum of money in specified increments for a predetermined period of time, beginning either immediately or at some point in the future, often with the purpose of providing a steady stream of income during retirement. There are several types of annuities that offer varying…
An expense ratio is the fee that mutual funds and exchange traded funds (ETFs) charge investors to offset the cost to run the fund. These operating expenses are expressed as a percentage of the fund’s assets under management (AUM). For example, a mutual fund might have a 1.25% expense ratio. The majority of the expense…
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IMPORTANT NOTICE
You are now leaving the Jemma Investment Advisors, LLC Website and will be entering the Charles Schwab & Co., Inc. ("Schwab") Website. Schwab is a registered broker-dealer, and is not affiliated with Jemma Investment Advisors, LLC, or any advisor(s) whose name(s) appears on this Website. Jemma Investment Advisors, LLC is independently owned and operated. Schwab neither endorses nor recommends Jemma Investment Advisors, LLC. Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of any advisor. Schwab has agreements with Jemma Investment Advisors, LLC under which Schwab provides Jemma Investment Advisors, LLC with services related to your account. Schwab does not review the Jemma Investment Advisors, LLC Website, and makes no representation regarding the content of the Website. The information contained in the Jemma Investment Advisors, LLC Website should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.
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