Every year brings an opportunity to increase your retirement savings.
| CONTRIBUTION LIMITS | ||
|---|---|---|
| 2025 | 2024 | |
| 401(k) & 403(b) Elective Deferrals | $23,500 | $23,000 |
| 401(k) & 403(b) Catch-up Elective Deferrals for 50+ | $7,500 | $7,500 |
| 401(k) & 403(b) “Super” Catch-up Elective Deferrals for 60-63 | $3,750 | – |
| Traditional & Roth IRA Contributions | $7,000 | $7,000 |
| Traditional & Roth IRA Catch-Up for 50+ | $1,000 | $1,000 |
| Health Savings Account (HSA) Contributions | Single: $4,300 Family: $8,550 |
Single: $4,150 Family: $8,300 |
| Health Savings Account (HSA) Catch-Up for 55+ | $1,000 | $1,000 |
| Source: Internal Revenue Service (IRS) | ||
Consider taking advantage of these extra saving opportunities. A Jemma Financial Advisor is here to provide advice and help you fund your retirement and HSA accounts.
Need assistance? Call 855.662.2121 or email info@jemmafinancial.com
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IMPORTANT NOTICE
You are now leaving the Jemma Investment Advisors, LLC Website and will be entering the Charles Schwab & Co., Inc. ("Schwab") Website. Schwab is a registered broker-dealer, and is not affiliated with Jemma Investment Advisors, LLC, or any advisor(s) whose name(s) appears on this Website. Jemma Investment Advisors, LLC is independently owned and operated. Schwab neither endorses nor recommends Jemma Investment Advisors, LLC. Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of any advisor. Schwab has agreements with Jemma Investment Advisors, LLC under which Schwab provides Jemma Investment Advisors, LLC with services related to your account. Schwab does not review the Jemma Investment Advisors, LLC Website, and makes no representation regarding the content of the Website. The information contained in the Jemma Investment Advisors, LLC Website should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.
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