Knowledge is power.
We empower our clients.

Get Started Now
<< Back to Helpful Tips

Despite Short-Term Setbacks, Markets are Resilient Over the Long Term

Markets can be volatile. Consider what happened in March 2020 over the global coronavirus outbreak. It only took 22 trading days for the S&P 500 to fall 30% from its February record high.1

This downturn was the fastest decline in market history.

Often, we have found that these declines will naturally reverse course and, generally, rebounds will occur more quickly than anticipated.

Consider some of the major negative events the U.S. has faced over the past four decades:

  • Unemployment exceeded 10% in the early ’80s, which was the highest rate since the Great Depression.2
  • On October 19th, 1987, the Dow Jones Industrial Average fell nearly 23% in a single day, i.e., Black Monday.
  • The dot-com bubble burst in 2002 following excess speculation in internet-related companies.
  • The financial crisis of 2008, which many of us remember all too well, was the worst economic period since the Great Depression.

Each event caused stock prices to fall in the short term. However, every single negative event presented patient equity investors with long-term opportunity.

Need help getting started investing? Jemma Financial stands ready—by phone, video, or email—to answer your questions and help you with your long-term financial goals.

2St. Louis Fed Research.

Log In to Your Existing Account Get Started Now

Need assistance? Call 855.662.2121 or email

You are now leaving Jemma Financial

Yes, I would like to leave No, I would like to stay

Important Notice

You are now leaving the Jemma Financial Services website and will be entering the Charles Schwab & Co., Inc. (“Schwab”) website.

Schwab is a registered broker-dealer, and is not affiliated with Jemma Financial Services or any advisor(s) whose name(s) appear(s) on this website. Jemma Financial Services is/are independently owned and operated. [Schwab neither endorses nor recommends {Name(s) of Investment Management Firm(s)}, unless you have been referred to us through the Schwab Advisor Network®. (This bracketed language is for use by Schwab Advisor Network members only.)] Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of any advisor. Schwab has agreements with “Name(s) of Firm(s)” under which Schwab provides Jemma Financial Services with services related to your account. Schwab does not review the Jemma Financial Services website(s), and makes no representation regarding information contained in the Jemma Financial Services website, which should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.