It’s tough to pin down the right amount of reserve cash you may need for the unexpected, for the sole reason that an emergency fund is used for just that—an unplanned event.
If you’re like many college graduates, you probably feel an uncomfortable pinch each time your student loan bill comes due. Or worse, if you are still trying to land your dream job, that pinch could feel more like a punch. These days, with college costs rising faster than inflation, you could be looking at student…
Every day, millions of Americans increasingly use products made or assembled in countries around the world. Cell phones, refrigerators, automobiles, furniture and airplanes are just a few examples of internationally-produced goods. Yet many U.S. investors tend to purchase mutual funds that own only U.S. domiciled companies. Due to this home country bias, investors could be…
Your grandparents—and even some of your parents—had it pretty easy when it came to saving for retirement. Back then, not only was Social Security a reliable source of retirement income but many employers offered Mom or Dad a defined benefit pension plan as well.
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