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The Benefits of Dollar-Cost Averaging

 Markets can be volatile. When stock prices rise, thrill and excitement can climb as well with the anticipation of accumulating more wealth. During these times, many investors buy more shares, often at higher prices. However, when prices fall, uneasiness may arise. Unfortunately, many investors often sell at lows, rather than riding out a weak period…

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Your Teenager’s First Job: How Should They Spend Their Money?

Whether your teen wants to babysit on a regular basis, cashier at the local burger joint or cut the neighbors’ lawns, first jobs offer responsibility as well as a little extra spending cash. Before they cash their first check, make sure they are ready to make wise decisions on how to manage their new-found wealth….

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Rethink How You Use Your Health Savings Account

When it comes to saving for retirement, many savvy investors contribute to an Individual Retirement Account (IRA) and a 401(k) or 403(b) account. But did you know that a Health Savings Account (HSA) can be considered part of your overall retirement portfolio? An HSA is a savings account that can be used for out-of-pocket medical,…

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Three Little Numbers That Can Change Your Life

Your credit score—that three-digit number that represents your creditworthiness—plays a surprisingly major role in the direction your life may take, perhaps in ways you haven’t considered before. Many people know that a high score may improve their chances of getting a loan, and maybe an attractive interest rate to go with it. However, besides lenders,…

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IMPORTANT NOTICE

You are now leaving the Jemma Investment Advisors, LLC Website and will be entering the Charles Schwab & Co., Inc. ("Schwab") Website. Schwab is a registered broker-dealer, and is not affiliated with Jemma Investment Advisors, LLC, or any advisor(s) whose name(s) appears on this Website. Jemma Investment Advisors, LLC is independently owned and operated. Schwab neither endorses nor recommends Jemma Investment Advisors, LLC. Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of any advisor. Schwab has agreements with Jemma Investment Advisors, LLC under which Schwab provides Jemma Investment Advisors, LLC with services related to your account. Schwab does not review the Jemma Investment Advisors, LLC Website, and makes no representation regarding the content of the Website. The information contained in the Jemma Investment Advisors, LLC Website should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.

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