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How Charitable Giving is for Everyone

Giving to charity is a personal decision. It reflects your values and interests while making an impact to a cause. It does not matter how large or small the donation is, and no charity is more important than another. Many people may think charitable giving is only for those who are wealthy. Everyone, regardless of…

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The Importance of Updating Beneficiary Designations

Every year, Americans leave financial assets to unintended heirs due to outdated beneficiary designations. Yet, there’s a simple solution. Over a lifetime, many people open multiple savings accounts, insurance policies, annuities, investment accounts, Individual Retirement Accounts (IRAs), and 401(k) or 403(b) accounts. When filling out the paperwork for these accounts, you are asked to designate…

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Gray Divorce: The Beginning of a New Financial Life

Even though overall divorce rates are declining, there has been a rise in divorces for older Americans. In fact, the divorce rate for U.S. adults aged 50 and older has roughly doubled since 1990.1 Many in the baby boomer generation may be reprioritizing their lives and gaining a greater sense of self and what they…

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Receiving an Inheritance? Make Sure Your Money Works as Hard as You Do.

Are you about to receive an inheritance from a family member, perhaps a parent or grandparent? Inheriting wealth has become increasingly common as older generations are expected to hand down approximately $70 trillion between 2018 and 2042.1 As a part of this great transfer of wealth, you may be wondering what to do with this…

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