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Saving for Retirement: Consider Your Long-Term Care Needs

When saving for retirement, many of us envision spending our money on our future beach home or round-the-world travel. However, most underestimate healthcare expenses as we grow older. In fact, approximately 70% of those aged 65 and older require a form of long-term health care at some point during their lives.1 Often, long-term care is…

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Social Security: Four Common Misconceptions

Myth – Social Security is running out of money or will become bankrupt. The U.S. Social Security Administration cannot run out of money. According to the Social Security Administration, even if Congress allowed the trust fund reserves to deplete, continuing income would cover 80% of the scheduled benefits in 2035 and 75% of scheduled benefits…

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Market Off to a Strong Start in 2023

Listen to a quick, 3-minute summary featuring January’s market and economic news. Katharine E.W. Dudley, AIF®


Did You File Your MarylandSaves Exemption?

You may know that employers who already offer a qualified employer-sponsored retirement plan are not required to enroll in MarylandSaves. However, each business is still required to certify their exemption. Employers must certify their exemption using their State Department of Assessments and Taxation (SDAT) number and Access Code. If you do not have an Access…

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