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Retirement Trends – 3 Quick Facts

Below are three retirement facts we thought you would find interesting:

  1. The average 401(k) balance of $130,700 in the fourth quarter of 2021 was up 4% from the third quarter and up 8% from a year ago.1
  2. A survey of 1,162 workers revealed that when they need to make a financial decision, 58% responded that they do their own research, 31% ask a financial professional, and 28% ask their retirement plan provider.2
  3. There was an increase in the number of investment options offered to participants for the first time in more than 10 years – on average, 21 funds are now included in plan lineups.3

Whether you are looking to start or transfer an existing 401(k) plan or are exploring other retirement vehicles such as a SEP-IRA, Jemma Financial can help you get the most out of your employer-sponsored retirement plan. Jemma provides comprehensive solutions that fit your organization to not only attract and retain employees but also give employees an opportunity to save for retirement.

We look forward to the opportunity of sharing our thoughts on ways to help your business and employees get the most out of your company’s retirement plan. Let’s start the conversation.

Sources: 1. Fidelity, Investment News, “401(k) balances break record in Q4: Fidelity”, 2. John Hancock, “Stress, finances, and well-being: the impact of the pandemic on the American worker”, 3. Plan Sponsor Council of America, 64th Annual Survey of 401(k) and Profit Sharing Plans

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