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Financial Wisdom Newsletter

Read our quarterly newsletter for the latest on the market as well as everyday tips on investing and saving for retirement to make smarter financial decisions. 

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Health Savings Account: A Tax-Advantaged Tool for Your Medical Expenses

Looking for a powerful financial tool when paying for current or future healthcare expenses? Consider a Health Savings Account (HSA), which is available to those in a high-deductible health plan (HDHP). Three benefits of an HSA account: Tax Advantages: Contributions may reduce gross income and have current tax advantages; investment growth is tax free and…

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Are You in Baltimore? Join Us for Coffee & Conversation

March 30, 2022  |  9:00 AM – 10:00 AM 810 Gleneagles Court, Suite 109, Baltimore, MD 21286   You and a guest are invited to Jemma Financial’s “Coffee & Conversation” Series. Join us for a hot cup of joe, light fare and discussion where we dissect the latest investment buzzwords and what they mean to…

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Financial Wellness: An Essential Benefit For 2022

There is a strong connection between mental health and finances. Facing financial challenges can lead to feelings of anxiousness and/or depression which, in turn, may impact overall health, reduce productivity at work or cause poor financial decision-making, such as prematurely withdrawing money from retirement accounts. In a survey of 1,600 working U.S. adults, 63% indicated…

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