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Financial Wisdom Newsletter

Read our quarterly newsletter for the latest on the market as well as everyday tips on investing and saving for retirement to make smarter financial decisions. 


Health Savings Account: A Tax-Advantaged Tool for Your Medical Expenses

Looking for a powerful financial tool when paying for current or future healthcare expenses? Consider a Health Savings Account (HSA), which is available to those in a high-deductible health plan (HDHP). Three benefits of an HSA account: Tax Advantages: Contributions may reduce gross income and have current tax advantages; investment growth is tax free and…

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Are You in Baltimore? Join Us for Coffee & Conversation

March 30, 2022  |  9:00 AM – 10:00 AM 810 Gleneagles Court, Suite 109, Baltimore, MD 21286   You and a guest are invited to Jemma Financial’s “Coffee & Conversation” Series. Join us for a hot cup of joe, light fare and discussion where we dissect the latest investment buzzwords and what they mean to…

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Financial Wellness: An Essential Benefit For 2022

There is a strong connection between mental health and finances. Facing financial challenges can lead to feelings of anxiousness and/or depression which, in turn, may impact overall health, reduce productivity at work or cause poor financial decision-making, such as prematurely withdrawing money from retirement accounts. In a survey of 1,600 working U.S. adults, 63% indicated…

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