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The Sandwich Generation: Caring for Children and Parents

Financially supporting children and aging parents at the same time can create many challenges. You may feel your budget is stretched thin by making sure you and your family are financially cared for. You are not alone: According to a Pew Research Center study, about 12% of Americans between the ages of 40 and 60…

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How Charitable Giving is for Everyone

Giving to charity is a personal decision. It reflects your values and interests while making an impact to a cause. It does not matter how large or small the donation is, and no charity is more important than another. Many people may think charitable giving is only for those who are wealthy. Everyone, regardless of…

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The Importance of Updating Beneficiary Designations

Every year, Americans leave financial assets to unintended heirs due to outdated beneficiary designations. Yet, there’s a simple solution. Over a lifetime, many people open multiple savings accounts, insurance policies, annuities, investment accounts, Individual Retirement Accounts (IRAs), and 401(k) or 403(b) accounts. When filling out the paperwork for these accounts, you are asked to designate…

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gray-divorce

Gray Divorce: The Beginning of a New Financial Life

Even though overall divorce rates are declining, there has been a rise in divorces for older Americans. In fact, the divorce rate for U.S. adults aged 50 and older has roughly doubled since 1990.1 Many in the baby boomer generation may be reprioritizing their lives and gaining a greater sense of self and what they…

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You are now leaving the Jemma Investment Advisors, LLC Website and will be entering the Charles Schwab & Co., Inc. ("Schwab") Website. Schwab is a registered broker-dealer, and is not affiliated with Jemma Investment Advisors, LLC, or any advisor(s) whose name(s) appears on this Website. Jemma Investment Advisors, LLC is independently owned and operated. Schwab neither endorses nor recommends Jemma Investment Advisors, LLC. Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of any advisor. Schwab has agreements with Jemma Investment Advisors, LLC under which Schwab provides Jemma Investment Advisors, LLC with services related to your account. Schwab does not review the Jemma Investment Advisors, LLC Website, and makes no representation regarding the content of the Website. The information contained in the Jemma Investment Advisors, LLC Website should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.

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