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What to Do if Your Finances Have Changed Since Covid-19

COVID-19 has affected how Americans plan and save for retirement. According to a recent survey, over 25% responded that they have decreased or stopped contributing to their retirement savings since the onset of the pandemic. Many cited a loss of employment, reduced hours, or general economic uncertainty as the reasons for the reduction.1 In another…

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Helping mom with some of her home finances

Interest Rates are Rising…What Does that Mean for Me?

Nearly everyone is impacted by Federal Reserve decisions because of this one fact: it impacts consumers’ cost to borrow money. So, if there ever was a time to ask for help in managing debt, this would be that time, as your interest due on any debt balances may start to rise over time. Maintaining a…

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10 Ways to Make the Most of Your Money

The coronavirus pandemic may be altering Americans’ spending and saving habits. According to a survey of 1,500 Americans, 41% said they plan to put more of their money into emergency funds and save for the future.1 Making the most of your money isn’t about what you spend—it’s what you save, as more savings allows you…

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Protect Your Assets and Loved Ones With a Will

Not many Americans have a Will. According to a 2022 survey by Caring.com, an online source for helping caregivers dealing with older parents and loved ones, only one-third of Americans said they had a Will directing their assets and wishes.1 Having a Will provides peace of mind for you, your children or spouse because it…

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You are now leaving the Jemma Investment Advisors, LLC Website and will be entering the Charles Schwab & Co., Inc. ("Schwab") Website. Schwab is a registered broker-dealer, and is not affiliated with Jemma Investment Advisors, LLC, or any advisor(s) whose name(s) appears on this Website. Jemma Investment Advisors, LLC is independently owned and operated. Schwab neither endorses nor recommends Jemma Investment Advisors, LLC. Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of any advisor. Schwab has agreements with Jemma Investment Advisors, LLC under which Schwab provides Jemma Investment Advisors, LLC with services related to your account. Schwab does not review the Jemma Investment Advisors, LLC Website, and makes no representation regarding the content of the Website. The information contained in the Jemma Investment Advisors, LLC Website should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.

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