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New Job? Don’t Leave Your 401(k) or 403(b) Behind

You’ve just accepted a job at another company and you’re probably focused on the opportunities and challenges ahead. Before you devote all your time and energy on making a positive first impression, find the right place for your 401(k) or 403(b). Fortunately, you have several options. First of all, if your account has less than…

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Rethink How You Use Your Health Savings Account

When it comes to saving for retirement, many savvy investors contribute to an Individual Retirement Account (IRA) and a 401(k) or 403(b) account. But did you know that a Health Savings Account (HSA) can be considered part of your overall retirement portfolio? An HSA is a savings account that can be used for out-of-pocket medical,…

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What to Do if Your Employer Discontinues Your 401(k) Match

Due to the COVID-19 pandemic, some employers have announced in 2020 that they have had to discontinue or reduce their 401(k) matching contributions. According to a recent survey, 23% of employers lowered or suspended their contribution match for employees’ retirement accounts.1 This isn’t the first time companies have discontinued matching contributions. In 2008-09 during the…

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3 Questions to Ask When Investing Your 401(k) Funds

For many investors, 401(k) and 403(b) plans are important to their long-term retirement strategy. Even during times of market volatility, the vast majority of workers continue to contribute. In fact, during the financial crisis of 2008, of more than 22 million defined contribution accounts, approximately 96% of participants still contributed.1 While maintaining regular contributions is…

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