Due to the COVID-19 pandemic, some employers have announced in 2020 that they have had to discontinue or reduce their 401(k) matching contributions. According to a recent survey, 23% of employers lowered or suspended their contribution match for employees’ retirement accounts.1 This isn’t the first time companies have discontinued matching contributions. In 2008-09 during the…
For many investors, 401(k) and 403(b) plans are important to their long-term retirement strategy. Even during times of market volatility, the vast majority of workers continue to contribute. In fact, during the financial crisis of 2008, of more than 22 million defined contribution accounts, approximately 96% of participants still contributed.1 While maintaining regular contributions is…
Your birthday is a once-a-year occasion. It’s a day on the calendar you never forget, as you celebrate with loved ones, open a few presents, and enjoy a slice of birthday cake. Use this momentous event to help you remember what important steps to take in planning your retirement: Are you in your fifties? Now…
At the beginning of 2020 with the coronavirus pandemic essentially shutting down the economy, the stock market experienced extreme volatility. In March, the S&P 500 Index had two of its worst days since 2008 but was quickly followed by its best day since 2008. What should long-term investors do in times like these? The key…
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