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Funding Health-Care Expenses

Health care is one of the largest expenses in one’s retirement years. Although most people know they will have health-care costs after they retire, it can be hard to quantify. While individual medical support varies, it is estimated that by age 65, a healthy couple will spend close to $13,000 on health care annually.1 Take…

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The Advantages of Your Workplace Retirement Plan

Did you know the average 401(k) balance in 2022 was approximately $113,000?1 Defined contribution plans, such as 401(k) and 403(b) plans, have become an important vehicle for retirement savings for many people because of their numerous advantages. For one, it’s an easy and consistent way to save because contributions are automatically deducted from the employee’s…

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How to Navigate the Medicare Maze

Planning for retirement can be an exciting time that comes with many important decisions. One of the most significant pieces of the puzzle is figuring out when to enroll in Medicare and which parts to enroll in. Here are a few important things to know: The Initial Enrollment Period lasts seven months, starting three months…

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Inheriting an IRA – The Rules Have Changed

According to a recent survey of 6,000 U.S. households, about 60% said they have received, plan to get, or intend to give inheritances compared to 46% recorded seven years prior.* Anyone can inherit an Individual Retirement Account (IRA). Depending on your relationship with the original account owner and when that person died, different withdrawal rules…

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