Looking for a way to get on track with your retirement savings? For those 50 and older, a great way to add to your savings is a catch-up contribution. Employee Catch-up Limits Effective January 1, 2022: 401(k), 403(b), 457 plans – $6,500 in addition to the $20,500 annual contribution limit SIMPLE 401(k)/IRA – $3,000 in…
The pandemic has had a profound effect on many employees. Many Americans wanted to explore new career opportunities that offered more money, flexibility, and often a shorter commute, while many others simply chose an early retirement. In fact, of the 5 million people who left the labor force during the pandemic, 2.5 million people retired….
An Individual Retirement Account is an important part of your overall financial plan as it offers a way to save for retirement with tax-free growth or on a tax-deferred basis. When opening an IRA, you can choose between a Traditional IRA or a Roth IRA. The following infographic helps you decide what’s best for you….
For over 30 years, the retirement savings landscape has shifted from company-financed pension plans (defined benefit plans) to employee-financed retirement plans (defined contribution plans such as 401(k) and 403(b) plans). The unintended consequence of transferring the funding responsibility to employees is that many Americans are unprepared for retirement. In fact, more than one in four Americans don’t…
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