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Traditional vs. Roth IRA: Which one is best for your situation?

An Individual Retirement Account is an important part of your overall financial plan as it offers a way to save for retirement with tax-free growth or on a tax-deferred basis. When opening an IRA, you can choose between a Traditional IRA or a Roth IRA. The following infographic helps you decide what’s best for you….

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The Psychology Behind Saving for Retirement

For over 30 years, the retirement savings landscape has shifted from company-financed pension plans (defined benefit plans) to employee-financed retirement plans (defined contribution plans such as 401(k) and 403(b) plans). The unintended consequence of transferring the funding responsibility to employees is that many Americans are unprepared for retirement. In fact, more than one in four Americans don’t…

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Why Your 401(k) or 403(b) Matters More Than You Think

Your grandparents—and even some of your parents—had it pretty easy when it came to saving for retirement. Back then, not only was Social Security a reliable source of retirement income but many employers offered Mom or Dad a defined benefit pension plan as well.


What’s Your Retirement Destination?

Are you considering relocating after you retire? You are not alone—in fact, each year about 1 million Americans move following their retirement.1 Many people dream of retiring to warm weather cities, yet the best option may include factors other than 70-degree weather. Pursuing Hobbies and Activities Many retirees spend their golden years in places where…

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