For over 30 years, the retirement savings landscape has shifted from company-financed pension plans (defined benefit plans) to employee-financed retirement plans (defined contribution plans such as 401(k) and 403(b) plans). The unintended consequence of transferring the funding responsibility to employees is that many Americans are unprepared for retirement. In fact, more than one in four Americans don’t…
Your grandparents—and even some of your parents—had it pretty easy when it came to saving for retirement. Back then, not only was Social Security a reliable source of retirement income but many employers offered Mom or Dad a defined benefit pension plan as well.
Are you considering relocating after you retire? You are not alone—in fact, each year about 1 million Americans move following their retirement.1 Many people dream of retiring to warm weather cities, yet the best option may include factors other than 70-degree weather. Pursuing Hobbies and Activities Many retirees spend their golden years in places where…
You’ve just accepted a job at another company and you’re probably focused on the opportunities and challenges ahead. Before you devote all your time and energy on making a positive first impression, find the right place for your 401(k) or 403(b). Fortunately, you have several options. First of all, if your account has less than…
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IMPORTANT NOTICE
You are now leaving the Jemma Investment Advisors, LLC Website and will be entering the Charles Schwab & Co., Inc. ("Schwab") Website. Schwab is a registered broker-dealer, and is not affiliated with Jemma Investment Advisors, LLC, or any advisor(s) whose name(s) appears on this Website. Jemma Investment Advisors, LLC is independently owned and operated. Schwab neither endorses nor recommends Jemma Investment Advisors, LLC. Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of any advisor. Schwab has agreements with Jemma Investment Advisors, LLC under which Schwab provides Jemma Investment Advisors, LLC with services related to your account. Schwab does not review the Jemma Investment Advisors, LLC Website, and makes no representation regarding the content of the Website. The information contained in the Jemma Investment Advisors, LLC Website should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.
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