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Cybersecurity and Retirement Plans – What Businesses Need to Know

At the end of 2021, U.S. retirement assets (outside of Social Security) totaled slightly over $40 trillion.1 With significant assets potentially at risk, protection against unwanted data breaches is necessary. The Department of Labor (DOL) has begun focusing on the cybersecurity practices of service providers responsible for plan-related data. Since the DOL views cybersecurity as…

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Three Quick Retirement Facts

Below are three retirement facts we thought you would find interesting: A recent survey revealed that just under half of workers feel they are very likely to meet their retirement goals, which is fewer than last year. On average, workers think they need $1.7 million saved for retirement.1 Companies are recognizing that their employees have…

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What You Need to Know About MarylandSaves

The State of Maryland is mandating that employers offer access to a retirement plan in 2023. Here are the top 5 takeaways from Jemma Financial’s webcast on MarylandSaves, Maryland’s new state-sponsored workplace retirement savings program. Nearly one million private-sector employees in Maryland have no access to an employer-sponsored retirement savings plan. If your company meets…

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I Bonds – A Potential Investment Tool to Combat Inflation

In 1935, the first “baby bond” was created to encourage Americans to save and participate in government financing.1 Now, with inflation continuing to be elevated, “I Bonds” have made their way back into headlines as a potential hedge against inflation. Learn more about these bonds to see if they present an opportunity for you. What…

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You are now leaving the Jemma Investment Advisors, LLC Website and will be entering the Charles Schwab & Co., Inc. ("Schwab") Website. Schwab is a registered broker-dealer, and is not affiliated with Jemma Investment Advisors, LLC, or any advisor(s) whose name(s) appears on this Website. Jemma Investment Advisors, LLC is independently owned and operated. Schwab neither endorses nor recommends Jemma Investment Advisors, LLC. Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of any advisor. Schwab has agreements with Jemma Investment Advisors, LLC under which Schwab provides Jemma Investment Advisors, LLC with services related to your account. Schwab does not review the Jemma Investment Advisors, LLC Website, and makes no representation regarding the content of the Website. The information contained in the Jemma Investment Advisors, LLC Website should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.

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