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Disability Insurance: Why You Need to Insure Your Income

You have insurance for your health, your home and your car. You may even have insurance for your mobile phone and your dog. But, if you’re like most people, you probably don’t have insurance to protect your greatest financial asset—your ability to make money. The likelihood that you will suffer a disability that results in…

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Emergency Funds: Just How Much is Enough?

It’s tough to pin down the right amount of reserve cash you may need for the unexpected, for the sole reason that an emergency fund is used for just that—an unplanned event.

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Easing the Pain of Student Debt

If you’re like many college graduates, you probably feel an uncomfortable pinch each time your student loan bill comes due. Or worse, if you are still trying to land your dream job, that pinch could feel more like a punch. These days, with college costs rising faster than inflation, you could be looking at student…

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Why International Companies Deserve a Place in Your Portfolio

Every day, millions of Americans increasingly use products made or assembled in countries around the world. Cell phones, refrigerators, automobiles, furniture and airplanes are just a few examples of internationally-produced goods. Yet many U.S. investors tend to purchase mutual funds that own only U.S. domiciled companies. Due to this home country bias, investors could be…

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