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FDIC Insurance—What is It and Why is It Important?

“Since the founding of the Federal Deposit Insurance Corporation in 1933 no depositor has lost a penny of FDIC-insured funds.” FDIC.gov The FDIC (Federal Deposit Insurance Corporation) is an independent agency of the U.S. government. This agency was created 90 years ago to protect bank depositors against the loss of their insured deposits if an…

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I Bonds – A Potential Investment Tool to Combat Inflation

In 1935, the first “baby bond” was created to encourage Americans to save and participate in government financing.1 Now, with inflation continuing to be elevated, “I Bonds” have made their way back into headlines as a potential hedge against inflation. Learn more about these bonds to see if they present an opportunity for you. What…

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Keep History in Mind When Stocks Get Volatile

Stocks had the worst first half of the year in over 50 years: The S&P 500 fell 20% in the first six months of 2022. While no one knows how the stock and bond markets will unfold over the coming months, keep history in mind. 1 Bear markets happen but they tend to be short-lived….

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Cryptocurrency 101: Understanding the Basics

Cryptocurrencies are often featured in the headlines, prompting curious investors to wonder what it is, how it works and if they should invest in it. Bitcoin, the original cryptocurrency (crypto), was founded in 2009 by a programmer(s) under the pseudonym Satoshi Nakamoto. Crypto gained popularity in 2017 when Bitcoin’s price increased 1,318%.1 However, there have…

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You are now leaving the Jemma Investment Advisors, LLC Website and will be entering the Charles Schwab & Co., Inc. ("Schwab") Website. Schwab is a registered broker-dealer, and is not affiliated with Jemma Investment Advisors, LLC, or any advisor(s) whose name(s) appears on this Website. Jemma Investment Advisors, LLC is independently owned and operated. Schwab neither endorses nor recommends Jemma Investment Advisors, LLC. Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of any advisor. Schwab has agreements with Jemma Investment Advisors, LLC under which Schwab provides Jemma Investment Advisors, LLC with services related to your account. Schwab does not review the Jemma Investment Advisors, LLC Website, and makes no representation regarding the content of the Website. The information contained in the Jemma Investment Advisors, LLC Website should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.

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