For many investors, 401(k) and 403(b) plans are important to their long-term retirement strategy. Even during times of market volatility, the vast majority of workers continue to contribute. In fact, during the financial crisis of 2008, of more than 22 million defined contribution accounts, approximately 96% of participants still contributed.1 While maintaining regular contributions is…
Not many Americans have a Will. According to a 2020 survey by Caring.com, an online source for helping caregivers dealing with older parents and loved ones, only 32% of Americans said they had a Will directing their assets and wishes. Having a Will provides peace of mind for you, your children or spouse because it…
Following the coronavirus pandemic, the Federal Reserve expects to maintain low interest rates for the foreseeable future. The Fed’s decisions affect nearly everyone because of one fact: It impacts consumers’ cost to borrow money. For example, when interest rates rise, the interest expense on variable rate debt balances generally rises. Low interest rates can be…
Your birthday is a once-a-year occasion. It’s a day on the calendar you never forget, as you celebrate with loved ones, open a few presents, and enjoy a slice of birthday cake. Use this momentous event to help you remember what important steps to take in planning your retirement: Are you in your fifties? Now…
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