At the beginning of 2020 with the coronavirus pandemic essentially shutting down the economy, the stock market experienced extreme volatility. During the week of March 9, 2020, the S&P 500 Index had two of its worst days since 2008 but was quickly followed by one its best days since 2008.1 What should long-term investors do…
Every year brings an opportunity to increase your retirement savings. Here are the 2024 and 2025 Cost-of-Living Adjustments to Retirement Account Limitations: CONTRIBUTION LIMITS 2025 2024 401(k) & 403(b) Elective Deferrals $23,500 $23,000 401(k) & 403(b) Catch-up Elective Deferrals for 50+ $7,500 $7,500 401(k) & 403(b) “Super” Catch-up Elective Deferrals for 60-63 $3,750 –…
Many investors wonder what actions they could take when the market is down—but many only think of getting out of the market during a decline. While it may be difficult to see a decline in your account balance, in the short run, there are some actions to consider during this time that could put your…
In a recent survey, nearly 90% of jobseekers considered a 401(k) plan a must-have benefit.1 Defined contribution plans, such as 401(k) and 403(b) plans, have become an important vehicle for retirement savings for many people because of their numerous advantages: It’s an easy and consistent way to save because contributions are automatically deducted from your…
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IMPORTANT NOTICE
You are now leaving the Jemma Investment Advisors, LLC Website and will be entering the Charles Schwab & Co., Inc. ("Schwab") Website. Schwab is a registered broker-dealer, and is not affiliated with Jemma Investment Advisors, LLC, or any advisor(s) whose name(s) appears on this Website. Jemma Investment Advisors, LLC is independently owned and operated. Schwab neither endorses nor recommends Jemma Investment Advisors, LLC. Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of any advisor. Schwab has agreements with Jemma Investment Advisors, LLC under which Schwab provides Jemma Investment Advisors, LLC with services related to your account. Schwab does not review the Jemma Investment Advisors, LLC Website, and makes no representation regarding the content of the Website. The information contained in the Jemma Investment Advisors, LLC Website should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.
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