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Traditional vs. Roth IRA: Which one is best for your situation?

An Individual Retirement Account is an important part of your overall financial plan as it offers a way to save for retirement with tax-free growth or on a tax-deferred basis. When opening an IRA, you can choose between a Traditional IRA or a Roth IRA. The following infographic helps you decide what’s best for you….

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S&P 500 Index Rises for the Fourth Month in a Row

Listen to a quick, 3-minute summary on May’s market and economic news from Jemma Financial. Katharine E.W. Dudley

Money jars filled with American currency. Savings and donations concept.

You Just Got a Raise: Do You Pay Off Debt or Invest?

Many of us know it’s important to invest both for retirement and pay down debt. We know that earlier is better when it comes to investing but high-interest debt can constrain your ability to invest. So, when that hard-earned raise or unexpected bonus lands in your bank account, what’s the financially responsible thing to do?…

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Developing (and Sticking to) a Realistic Monthly Budget

Do you have trouble keeping track of your monthly spending? You’re not alone. In fact, two-thirds of Americans don’t know how much they really spent last month.1 And while developing a personalized budget is important, having the self-discipline to stick to the plan is crucial to achieving long-term savings success. Fortunately, there are plenty of…

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