Giving to charity is a personal decision. It reflects your values and interests while making an impact to a cause. It does not matter how large or small the donation is, and no charity is more important than another. Many people may think charitable giving is only for those who are wealthy. Everyone, regardless of…
Every year, Americans leave financial assets to unintended heirs due to outdated beneficiary designations. Yet, there’s a simple solution. Over a lifetime, many people open multiple savings accounts, insurance policies, annuities, investment accounts, Individual Retirement Accounts (IRAs), and 401(k) or 403(b) accounts. When filling out the paperwork for these accounts, you are asked to designate…
Even though overall divorce rates are declining, there has been a rise in divorces for older Americans. In fact, the divorce rate for U.S. adults aged 50 and older has roughly doubled since 1990.1 Many in the baby boomer generation may be reprioritizing their lives and gaining a greater sense of self and what they…
Are you about to receive an inheritance from a family member, perhaps a parent or grandparent? Inheriting wealth has become increasingly common as older generations are expected to hand down approximately $70 trillion between 2018 and 2042.1 As a part of this great transfer of wealth, you may be wondering what to do with this…
Need assistance? Call 855.662.2121 or email info@jemmafinancial.com
Important Notice
You are now leaving the Jemma Financial Services website and will be entering the Charles Schwab & Co., Inc. (“Schwab”) website.
Schwab is a registered broker-dealer, and is not affiliated with Jemma Financial Services or any advisor(s) whose name(s) appear(s) on this website. Jemma Financial Services is/are independently owned and operated. [Schwab neither endorses nor recommends {Name(s) of Investment Management Firm(s)}, unless you have been referred to us through the Schwab Advisor Network®. (This bracketed language is for use by Schwab Advisor Network members only.)] Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of any advisor. Schwab has agreements with “Name(s) of Firm(s)” under which Schwab provides Jemma Financial Services with services related to your account. Schwab does not review the Jemma Financial Services website(s), and makes no representation regarding information contained in the Jemma Financial Services website, which should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.