Change rarely makes us feel comfortable. When winter sets in every year, we celebrate our rituals and holiday traditions, relishing the comfort we feel from the familiar. Often, change is the last thing on our minds. Thinking about leaving our comfortable winter bubble can be as jarring as leaving the warmth of your bed on…
Do you have trouble keeping track of your monthly spending? You’re not alone. In fact, more than two-thirds of Americans don’t create a specific monthly budget at all. And while developing a personalized budget is important, having the self-discipline to stick to the plan is crucial to achieving long-term savings success. Fortunately, there are plenty…
When thinking about how to improve your saving and spending habits, it is common to devise an overly restrictive and impractical plan that you won’t likely stick with in the long term. Instead of swearing off shopping or restaurants for eternity—a strategy you’re bound to break before the end of the week—try these small changes…
When you’re in your 20s, and someone reminds you to start saving for retirement, mostly what you hear is, “blah blah blah.” You toss that bit of advice into your Words of Wisdom box, along with “eat your vegetables” and “go to the dentist twice a year,” and tell yourself you’ll worry about that later….
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