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Words to Live By: Start Saving Now

When you’re in your 20s, and someone reminds you to start saving for retirement, mostly what you hear is, “blah blah blah.” You toss that bit of advice into your Words of Wisdom box, along with “eat your vegetables” and “go to the dentist twice a year,” and tell yourself you’ll worry about that later….

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Emergency Funds: Just How Much is Enough?

It’s tough to pin down the right amount of reserve cash you may need for the unexpected, for the sole reason that an emergency fund is used for just that—an unplanned event.

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